Travel must be outside of your permanent home country

STANDARD RISK RATES - All Counties Not in AREA 1 and AREA 2

Coverage is available in 1 month increments to a maximum of 12 months of coverage

24hr AD&D	Standard Risk Rates - Area 3 Countries: All Countries not listed in Area 1 or Area 2 locations Per Person Per Month
BENEFIT AMOUNT	$250K	$500K	$750K	$1M
1 Month	$18.13	$36.25	$54.38	$72.50
2 Months	$36.26	$72.50	$108.76	$145.00
3 Months	$54.39	$108.75	$163.14	$217.50
4 months	$72.52	$145.00	$217.52	$290.00
5 months	$90.65	$181.25	$271.90	$362.50
6 months	$108.78	$217.50	$326.28	$435.00
7 months	$126.91	$253.75	$380.66	$507.50
8 Months	$145.04	$290.00	$435.04	$580.00
9 Months	$163.17	$326.25	$489.42	$652.50
10 Months	$181.30	$362.50	$543.80	$725.00
11 Months	$199.43	$398.75	$598.18	$797.50
12 Months	$217.56	$435.00	$652.56	$870.00

Months 2, 3,…….12 are the one month rate multiplied by the number of months respectively.

Medical Evac Plan (no War Risk) person/ month

Rate $25.00

Athletic, Sports, and Hazardous Activity Rider

+ 30% of  base rate