Travel must be outside of your permanent home country

WAR RISK AREA 1 RATES

* Coverage can be purchased using weekly rates after the solid month rate is applied. * The month rate is applied first then either 1,2, or 3 weeks of coverage is added to the monthly rate.

War Risk Countries - Area 1: Afghanistan, Algeria, Cameroon, Iraq, Iran, Israel, Libya, Nigeria, North Korea, Pakistan, Palestinian Territories, Russian Federation (North Caucasus Region of Russia), Saudi Arabia, Somalia, Syria, Ukraine, and Yemen.
 

24hr AD&D	War Risk Rates - Area 1 Countries: Per Person Per Month
BENEFIT AMOUNT	$250K	$500K	$750K	$1M
	WAR RISK RATE	WAR RISK RATE	WAR RISK RATE	WAR RISK RATE
1 Month	$375	$750	$1,125	$1,500
2 Months	$750	$1,500	$2,250	$3,000
3 Months	$1,125	$2,250	$3,375	$4,500
4 months	$1,500	$3,000	$4,500	$6,000
5 months	$1,875	$3,750	$5,625	$7,500
6 months	$2,250	$4,500	$6,750	$9,000
7 months	$2,625	$5,250	$7,875	$10,500
8 Months	$3,000	$6,000	$9,000	$12,000
9 Months	$3,375	$6,750	$10,125	$13,500
10 Months	$3,750	$7,500	$11,250	$15,000
11 Months	$4,125	$8,250	$12,375	$16,500
12 Months	$4,500	$9,000	$13,500	$18,000

 Months 2, 3,…….12 are the one month rate multiplied by the number of months respectively.

War Risk Weekly Rates	War Risk Rates - Area 1 Countries: Per Person Per Week
Coverage Period	250K	500K	750K	1M
1 Week	$93.75	$187.50	$281.25	$375.00
2 Weeks	$187.50	$375.00	$562.50	$750.00
3 Weeks	$281.25	$562.50	$843.75	$1125.00

The 1 week rate is the monthly rate divided by 4 and rounded. The 2 and 3 week rates are the 1 week rate multiplied respectively by 2 and 3

Medical Evac Plan (With War Risk) person/month

Rate $35.00

 

Athletic, Sports, and Hazardous Activity Rider

+30% of base rate

WAR RISK AREA 2 RATES

* Coverage can be purchased using weekly rates after the solid month rate is applied. * The month rate is applied first then either 1,2, or 3 weeks of coverage is added to the monthly rate.

War Risk Countries - Area 2:  Armenia, Azerbaijan, Bahrain, Bangladesh, Bolivia, Burma, Burundi, Central African Republic, Chad, Colombia, Dem. Republic of Congo, East Timor, Egypt, Eritrea, Haiti, India (Jammu, Kashmir & Mumbai), Indonesia, Ivory Coast, Kenya, Kyrgyzstan, Lebanon, Liberia, Mali, Mauritania, Mexico, Nepal, Niger, Oman, Papua New Guinea, Philippines, Qatar, Sierra Leone, South Sudan, Sri Lanka, Sudan, Uzbekistan, Venezuela, and Zimbabwe.

 

24hr AD&D	War Risk Rates - Area 2 Countries: Per Person Per Month
BENEFIT AMOUNT	$250K	$500K	$750K	$1M
	WAR RISK RATE	WAR RISK RATE	WAR RISK RATE	WAR RISK RATE
1 Month	$140.63	$281.25	$421.88	$562.50
2 Months	$281.26	$562.50	$843.76	$1,125.00
3 Months	$421.89	$843.75	$1,265.64	$1,687.50
4 months	$562.52	$1,125.00	$1,687.52	$2,250.00
5 months	$703.15	$1,406.25	$2,109.40	$2,812.50
6 months	$843.78	$1,687.50	$2,531.16	$3,375.00
7 months	$984.41	$1,968.75	$2,953.16	$3,937.50
8 Months	$1,125.04	$2,250.00	$3,375.04	$4,500.00
9 Months	$1,265.67	$2,531.25	$3,796.92	$5,062.50
10 Months	$1,406.30	$2,812.50	$4,218.80	$5,625.00
11 Months	$1,546.93	$3,093.75	$4,640.68	$6,187.50
12 Months	$1,687.56	$3,375.00	$5,062.56	$6,750.00

 Months 2, 3,…….12 are the one month rate multiplied by the number of months respectively.

War Risk Weekly Rates	War Risk Rates - Area 2 Countries: Per Person Per Week
Coverage Period	250K	500K	750K	1M
1 Week	$35.16	$70.31	$105.47	$140.63
2 Weeks	$70.32	$140.62	$210.94	$281.26
3 Weeks	$105.48	$210.93	$316.41	$421.89

The 1 week rate is the monthly rate divided by 4 and rounded. The 2 and 3 week rates are the 1 week rate multiplied respectively by 2 and 3

Medical Evac Plan (With War Risk) person/month

Rate $35.00

 

Athletic, Sports, and Hazardous Activity Rider

+30% of base rate

 

WAR RISK AREA 3 RATES 

* Minimum 1 month of coverage

All Countries not listed in Area 1 or Area 2 locations

Note: Area 3 Designated War Risk Territory(ies) does not include the United States of America or the Insured Person's country of permanent residence.

* Coverage can be purchased using weekly rates after the solid month rate is applied. * The month rate is applied first then either 1,2, or 3 weeks of coverage is added to the monthly rate.

Coverage is available in 1 month increments to a maximum of 12 months of coverage 

24 HR AD&D	War Risk Rates - Area 3 Countries: All Countries not listed in Area 1 or Area 2 locations Per Person Per Month
BENEFIT AMOUNT	$250K	$500K	$750K	$1M
	WAR RISK RATE	WAR RISK RATE	WAR RISK RATE	WAR RISK RATE
1 Month	$31.88	$63.75	$95.63	$127.50
2 Months	$63.76	$127.50	$191.26	$255.00
3 Months	$95.64	$191.25	$286.89	$382.50
4 months	$127.52	$255.00	$382.52	$510.00
5 months	$159.40	$318.75	$478.15	$637.50
6 months	$191.28	$382.50	$573.78	$765.00
7 months	$223.16	$446.25	$669.14	$892.50
8 Months	$255.04	$510.00	$765.04	$1,020.00
9 Months	$286.92	$573.75	$860.67	$1,147.50
10 Months	$318.80	$637.50	$956.30	$1,275.00
11 Months	$350.68	$701.25	$1,051.93	$1,402.50
12 Months	$382.56	$765.00	$1,147.56	$1,530.00

Months 2, 3,…….12 are the one month rate multiplied by the number of months respectively.

War Risk Weekly Rates	War Risk Rates - Area 3 Countries: Per Person Per Week
Coverage Period	250K	500K	750K	1M
1 Week	$7.97	$15.94	$23.91	$31.88
2 Weeks	$15.94	$31.88	$47.82	$63.76
3 Weeks	$23.91	$47.82	$71.73	$95.64

Medical Evac Plan (With War Risk) person/month

Rate $35.00

 

Athletic, Sports, and Hazardous Activity Rider

+30% of base rate