The insurance coverage you get when you purchase travel protection from Allianz Global Assistance is provided under Form No. 52.401 or 52.201 issued by BCS Insurance Company or Form No. 101-C-XX-01 or 101-P-XX-01 issued by Jefferson Insurance Company. BCS Insurance Company is rated "A-"(Excellent), and Jefferson Insurance Company is rated "A" (Excellent) by A.M. Best Co. Your insurance comes with certain limitations and exclusions.