• Area 1 Countries:  Afghanistan, Algeria, Cameroon, Iraq, Iran, Israel, Libya, Nigeria, North Korea, Pakistan, Palestinian Territories, Russian Federation (North Caucasus Region of Russia), Saudi Arabia, Somalia, Syria, Ukraine, and Yemen.

  **Note: 
  Area 1 Designated War Risk Territory (ies) 
  Does not include the United States of America or the Insured Person's country of permanent residence.
  

  

                                                                                                                                                                                          
  
  

  Area 2 Countries: Armenia, Azerbaijan, Bahrain, Bangladesh, Bolivia, Burma, Burundi, Central African Republic, Chad, Colombia, Dem. Republic of Congo, East Timor, Egypt, Eritrea, Haiti, India (Jammu, Kashmir & Mumbai), Indonesia, Ivory Coast, Kenya, Kyrgyzstan, Lebanon, Liberia, Mali, Mauritania, Mexico, Nepal, Niger, Oman, Papua New Guinea, Philippines, Qatar, Sierra Leone, South Sudan, Sri Lanka, Sudan, Uzbekistan, Venezuela, and Zimbabwe.

  **Note: 
  Area 2 Designated War Risk Territory (ies) 
  Does not include the United States of America or the Insured Person's country of permanent residence. 
  
  
  
  
  
  
  
  Optional WAR Risk Coverage:
  Area 3 Countries: All other Countries not listed in Area 1 or Area 2.
  
  **Note:
  Area 3 Designated War Risk Territory (ies)
  Does not include the United States of America or the Insured Person's country of permanent residence.
  
  
  
  

Eligibility
Coverage provided for travel outside of your permanent Home Country.
"Home Country" means the country you have your true, fixed and permanent home and principle establishment and to which you have the intention of returning and hold a current and valid passport.
Citizenship: All Nationalities
Restricted Country: Not available to residents of Australia or European Union countries
Restricted U.S. States: Not available to residents of New York, Maryland, or South Dakota
Ages: All Ages
(Maximum benefit available for age 17 and under is $25,000